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Monzo

Monzo

Connect your Monzo account to read balances and transactions across personal, joint, business, and Flex accounts.

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finance

Get Balance
Get the current and available balance for a specific bank account. Use list_accounts first to find the account_id.
List Accounts
List all bank accounts associated with this connection, including current, savings, joint, and business accounts. Returns account IDs, names, types, currency, and account numbers (sort code / IBAN).
List Cards
List credit cards linked to this connection. Note: most UK bank connections only expose credit-card-style accounts here — debit cards are part of the current account returned by list_accounts.
List Transactions
Fetch transactions for a bank account with built-in filtering, pagination, and field selection. IMPORTANT — to avoid bloating context, always use the narrowest query possible: - Use a tight date range (from/to). Default is the last 7 days. - Pass filters (merchant_contains, categories, types, min/max_amount) to narrow results before they are returned. - Pass fields to select only the properties you need. Default is ["timestamp","description","amount","merchant_name"]. - Use limit (default 25, max 100) for pagination. Fetch the next page with offset when has_more is true. Available transaction_category values include: PURCHASE, TRANSFER, DEBIT, ATM, DIRECT_DEBIT, STANDING_ORDER. Available transaction_type values: DEBIT, CREDIT.

Example use cases

What teams automate with Monzo

7 realistic workflows that combine Monzo with your other apps.

Finance
Each morning export Monzo Business spend to Xero and flag policy breaches in Slack.
Finance
When Monzo detects unusual activity, verify the cardholder in Salesforce and alert finance in Gmail.
Ops
Weekly review Monzo pots by project, update budgets in Google Sheets, and share in Slack.
People
When a contractor joins, provision a Monzo card, document limits in Notion, and confirm in Slack.
Finance
At month end, reconcile Monzo payouts to Stripe and Coupa invoices in Xero.
Customer Success
Reimburse customer gifts paid via Monzo into Xero and log notes on the Salesforce account.
RevOps
Tag Monzo transactions with Salesforce account IDs and report missing links in Slack.

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